Credit Analyst At Diamond Trust Bank August 2025

Job Purpose

Responsible for processing of credit applications, credit related transactions, and inquiries to staff. This will include but not limited to credit application, defending the credit proposal at various levels of review, documentation, disbursement, and administration of legal, disbursement, security related matters. The role will entail handling overall credit administrative matters as

Duties

• Keeping turnaround time of all credit applications within an agreed timeframe.
• Contributing towards effective managing, monitoring, and controlling the lending portfolio.
• Credit appraisal and recommendation of the credit proposals to various credit committees.
• Process other credit related applications.
• Liaising with professionals i.e., advocates, accountants, valuators, insurers, etc.
• Exercising for future action any issues arising from the credit application.¹
• Identification of areas of weakness during credit processing, organizing, and/or recommending suitable training.²
• Follow up of audit reports reviewing credit applications and loan appraisals.³
• Analyzing of financial statements.⁴

Requirements

• Bachelor’s degree or equivalent qualifications in accounting, business administration, banking, and finance, economics.

Personal Attributes

• Strong communication and reporting skills.
• Good numerical skills.
• Good analytical skills.
• Excellent computer application skills (Microsoft applications).
• A structured approach to dealing with complex and variable work environments in an organized and efficient manner.
• Ability to balance opposing business requirements.
• Ability to balance long-term and short-term requirements independently.