4 Relationship Officer – SME Job Vacancies at Maendeleo Bank Plc

EMPLOYMENT OPPORTUNITY– JULY 2025

Maendeleo Bank Plc is committed to building a dynamic, innovative, and inclusive team that aims to drive financial inclusion in Tanzania. The bank focuses on fostering economic development and financial inclusion by offering a wide range of banking services to retail and MSMEs. Maendeleo bank PLC is the first bank in Tanzania to be registered in Dar es Salaam Stock Exchange (DSE) from its inception through Enterprise Growth Market (EGM) window. Our reputation for reliability, trust, and forward-thinking is built on the strength of our talented professionals. Currently we are looking to recruit self-motivated, result-oriented and suitably qualified candidates to fill the position of Relationship Officer – SME (4 positions) – who will contribute to our success.

1. 1. RELATIONSHIP OFFICER – SME (4 POSITION)
   (a) Job Summary:

The Relationship Officer – SME – reports to the Branch Manager and is responsible  for Loan  Book  growth  while  managing and nurturing key  client relationships and ensuring the effective and compliant delivery of credit products and services  within  the  bank. This  role involves assessing, structuring, and monitoring credit facilities, working closely with clients to understand their financial needs, and ensuring that all credit processes align with the bank’s risk and compliance guidelines.

(b)          Key responsibilities:

1. Clients’ recruitment.
2. Frequent visit to all borrowers for monitoring and recovery

iii.      Scrutinize loan applications regarding the eligibility of applicants.

1. iv. Visit  the  premises  and  the  business  of  the  clients  to  collect  all  necessary information needed for loan assessment and analysis
2. Ensure compliance and procedures before and after disbursement as per bank policies.
3. vi. Provide Daily, Weekly and Monthly Loan reports and portfolio analysis

vii.     To perform any other activities that may rise from time to time

viii.    To work closely with Branch Manager and other bank departments for business expansion

(c) Qualifications:

• Education: A holder of bachelor’s degree in business related Degree with at least 3 years work experience in Credit Administration Function. Master’s degree or certification will be an added advantage.
• Experience: Minimum of 5 years of experience in relationship management or credit analysis in the banking or financial services sector, with a proven track record of managing credit portfolios and handling complex credit transactions.
• Skills:

o  Strong  knowledge  of  credit  products,  risk  assessment,  and  financial analysis techniques.

o Excellent relationship management, communication, and negotiation skills.

o  Proficient in using financial modeling tools, credit management software, and Microsoft Office Suite (Excel, Word, PowerPoint).

o  In-depth understanding of banking regulations, credit risk management, and compliance standards.

REMUNERATION:

This position attracts competitive salary and benefits commensurate to qualifications and experience offered to successful candidates.

Mode of Application:

Applications addressed to the Managing Director enclosing updated curriculum vitae, full contacts (address and telephone numbers) and should be sent on or before 17th July  2025  at  or  before  17.00  hours  through  E-mail  hr@maendeleobank.co.tz; Subject of the e-mail SHOULD be title of the position applied for. No scan copies of certificates are required at this point.

‘Maendeleo Bank Plc is an equal opportunity Employer’